We are
committed to your Financial Success

Earn Returns

20%
per
annum

Borrow Instantly

0%
collateral
Get Started

100+

User Loans

2+

Investment Plans
available

2000+

Customers

10+

Partner
Organizations

Get Loans Not Worries!

We provide easy access to collateral free loans. You can get up to N250,000 within minutes.
  • Easy and Convenient
  • Zero Collateral
  • Fast and Secure
  • Flexible Repayment
Apply for a loan now

Earn Returns Without Hassle

You can invest a minimum of ₦1,000,000 in diverse asset classes and enjoy return on investments up to 20% per annum. Invest with us today!
  • Up to 20% annual interest
  • Returns paid Upfront, Monthly or at the end of tenor
  • Investments from 90 to 365days+
  • Fast, easy and hassle free
Invest with us
We offer investment solutions in partnership with Mega Capital Asset Management & Trust Limited who hold funds in trust on behalf of the investors. The Trustee is duly registered with the Securities and Exchange Commission (“SEC”) and is engaged and well versed in the business of Asset Management, public, corporate and private trusteeship services.

Your Security is our Priority!

The Golden Ox platform is equipped with a top-quality security infrastructure designed to ensure maximum protection of assets at all times.
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Assets Secured in Trust
Your funds are held in Trust by SEC regulated Trustee.
Bank-Grade Security
We use world-class standard security and encryption technology to protect your data.
Professionally managed assets
We work with Trustees licensed by SEC to ensure we meet your investment goals.
Round-the-clock assistance
We are committed to putting our clients first, providing exceptional customer service 24/7.

Creating the Future of Finance Today

Our Mission

Our Mission is to improve access to financial services spanning microcredit, microinsurance, investments and savings across Nigeria and Africa through the creation of innovative, creative and seamless systems designed to serve.

Our Vision

To use technology to become a competitive, viable and sustainable financial institution with the capacity to fulfilling our users' economic needs.

More about us
Success Stories
What others say
GoldenOx has been instrumental in helping me achieve my financial goals this year. They are very helpful in explaining investment opportunities and the loan process as well. With them, I was able to achieve a secured investment of 15% per annum! Which was great compared to my commercial bank. I’m happy that they have created this platform to help more people like me!
Aisha Busari

Make your money work for you

Put your money to work by utilizing our high yield investment and savings plan. We provide some of the best and most competitive offers in investments and savings currently in the market today. Your investments are secured and held in trust by SEC regulated entities, therefore, you can sleep well at night knowing that GoldenOx has your best interest at heart!

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