We are
committed to your Financial Success

Earn Returns


Borrow Instantly



User Loans


Investment Plans





Get Loans Not Worries!

We provide easy access to collateral free loans. You can get up to N250,000 within minutes.
  • Easy and Convenient
  • Zero Collateral
  • Fast and Secure
  • Flexible Repayment

Earn Returns Without Hassle

You can invest a minimum of ₦1,000,000 in diverse asset classes and enjoy return on investments up to 20% per annum. Invest with us today!
  • Up to 20% annual interest
  • Returns paid Upfront, Monthly or at the end of tenor
  • Investments from 90 to 365days+
  • Fast, easy and hassle free
We offer investment solutions in partnership with Mega Capital Asset Management & Trust Limited who hold funds in trust on behalf of the investors. The Trustee is duly registered with the Securities and Exchange Commission (“SEC”) and is engaged and well versed in the business of Asset Management, public, corporate and private trusteeship services.

Your Security is our Priority!

The Golden Ox platform is equipped with a top-quality security infrastructure designed to ensure maximum protection of assets at all times.
Assets Secured in Trust
Your funds are held in Trust by SEC regulated Trustee.
Bank-Grade Security
We use world-class standard security and encryption technology to protect your data.
Professionally managed assets
We work with Trustees licensed by SEC to ensure we meet your investment goals.
Round-the-clock assistance
We are committed to putting our clients first, providing exceptional customer service 24/7.

Creating the Future of Finance Today

Our Mission

Our Mission is to improve access to financial services spanning microcredit, microinsurance, investments and savings across Nigeria and Africa through the creation of innovative, creative and seamless systems designed to serve.

Our Vision

To use technology to become a competitive, viable and sustainable financial institution with the capacity to fulfilling our users' economic needs.

Success Stories
What others say

Make your money work for you

Put your money to work by utilizing our high yield investment and savings plan. We provide some of the best and most competitive offers in investments and savings currently in the market today. Your investments are secured and held in trust by SEC regulated entities, therefore, you can sleep well at night knowing that GoldenOx has your best interest at heart!